GAP Cover (R60, R80 or R100 per family per month)
This will cover In- hospital expenses incurred for services provided by Specialists, General Practitioners and Medical Professionals (e.g. physiotherapists) for the period of hospitalization above the limit set by the (your) medical scheme limited to 5 times the Medical Scheme Tariff. Limit increased to R1 000 000.00 per annum.

New GAP Cover Options

GAP Plus Level 1 (R129 pfpm)
Gap Cover and Co-Payments charged for certain "in- hospital" procedures.

GAP Plus Level 2 (R139 pfpm)
Gap Cover, Co-payments and Co-payments on MRI and CAT scan.

GAP Plus Level 3 (R159 pfpm)
Gap Cover, Co-payments and Co-payments on MRI and CAT scans and charges above sub-limitations imposed for "in-hospital" admissions.

GAP Plus Level 4 (R199 pfmp)
Gap Cover, Copayments and Copayments on MRI and CAT scans and charges above sub-limitations imposed for "in-hospital" admissions and the sub-limitation imposed for certain biological cancer drugs.



Funeral Cover (R22.85 - R45.71 pfpm)

Cover from R5000- R18000 including the new double benefit if death is a result of an accident.



!!WIN with MEMP Financial Services!!

Special Benefit Competition for NAPTOSA members


Take out a Ronbel Gap Cover or Funeral policy or Guardian4 and stand a chance to win R5000 cash or 1 year free membership on existing policy

If you join during the month of March 2013 there is No Waiting Period. See NAPTOSA’s website under “What’s new” for competition details. Or call (041) 363 7333


 ABSA Workplace Banking (NAPTOSA Group Scheme)


As part of ABSA Workplace banking you qualify for special benefits and rewards


Bank better for R79 pm or less!

Get complete control over your banking charges, where the more you add to your value bundles, the more you save.


ABSA Home Loans

As a Workplace banking scheme employee you receive a 0.10% discount on your Home Loan rate.


ABSA Vehicle Finance

As a Workplace banking scheme employee you receive 0.10% discount on your Vehicle Finance rate.



Get up to 1, 00% off your personal or micro loan interest rate quoted, when you apply at any ABSA branch.


Contact NAPTOSA provincial offices for ABSA Workplace banking scheme code